About Birmingham Midshires Mortgage

Birmingham Midshires mortgage broker

Birmingham Midshires is a mortgage lender and is part of the HBOS group of companies. Birmingham midshires is a specialist mortgage lender and does not offer customers advice on its range of products that are available only through mortgage brokers and IFA’s.

 

BM mortgages are available for customers looking for the following type of mortgages

 

  • Buy to Let
  • Self certification home mover mortgages
  • Self certification Remortgages
  • Self certification First time buyer mortgages
  • Poor or adverse Credit mortgages

 

Birmingham Midshires offer a range of products including

 

  • BM Fixed rate mortgages (2 year fixed and 3 year fixed products)
  • BM Tracker rate mortgages (2 year trackers and 3 year trackers)
  • BM Buy to let capped Mortgage (1 year capped, 2 year capped, 3 year capped and Lifetime capped mortgages)

 

The basic lending criteria for a Birmingham Midshires mortgage is typically:

 

  • Between the age of 18 to 65 years of age
  • Max and min length of a BM mortgage is between 5 to 25 years
  • Typical loan to value on Purchase and Buy to let is 85% and 90% on Remortgages (Loan to Value is the amount you have borrowed divided by your property value)

 

Birmingham midshires mortgage are only available through mortgage advisers. To speak to a mortgage broker about Birmigham midshires mortgage, please fill out the enquiry form below and an adviser will call you back shortly.

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Speak to a mortgage broker ABout Birmingham Midshires Mortgages


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