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New First Time Buyer Range From HalifaxHalifax are to launch a new range of mortgage products aimed at First Time buyers on Monday 7th April. The rumors in the industry were that it was to suspend its products for FTB's completely in a move similar to that of First Direct who suspended new applications from new customers earlier in the week. There will be a 90% deal for those who wish to fix for 5 years although there are still products at up to 95% loan to value which will please many new buyers who will just need a 5% deposit. Halifax are further incentivising those clients who have a bigger deposit by allowing them to pay 0.1% less if they have a 25% deposit. These changes will also be reflected in other Halifax mortgage brands including Intelligent Finance and Bank of Scotland. Halifax who profess to have 20% of the mortgage market clearly are sending out a signal to the market they they are very much open for business even if their competitors are not.
4 April 08
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