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Mortgage news and guides 2026
Mid-2026 Mortgage Market Update: Reviewing Your Deal
A mid-year check on the mortgage market, where rates stand and how to tell if your current deal is still competitive ...
2nd June 2026
Should You Overpay Your Mortgage in 2026?
With rates above their historic lows, overpaying your mortgage can offer a meaningful guaranteed return. We explain how it works and when it makes sense ...
4th May 2026
The True Cost of a Mortgage: Beyond the Headline Rate
Arrangement fees, early repayment charges and valuation costs can significantly affect which mortgage deal is cheapest overall. We break down every cost to watch for ...
1st April 2026
Getting a Mortgage When You Are Self-Employed: A 2026 Guide
Self-employed mortgages require additional documentation but are very achievable with the right lender. Our guide covers what you need and how to prepare ...
3rd March 2026
How Much Can You Borrow? Mortgage Affordability in 2026
How lenders calculate how much you can borrow, what stress testing means and practical steps to improve your affordability assessment ...
2nd February 2026
New Year, New Mortgage: Your 2026 Financial Health Check
The key questions every mortgage holder should ask at the start of the year, from checking your current rate to deciding whether to overpay or remortgage ...
5th January 2026