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Mortgage news and guides
The latest articles, guides and commentary from MortgageBroker.co.uk. Our advisers are authorised and regulated by the Financial Conduct Authority (registered number 728880).
Latest: 2026
Mid-2026 Mortgage Market Update: Reviewing Your Deal
A mid-year check on the mortgage market, where rates stand and how to tell if your current deal is still competitive ...
2nd June 2026
Should You Overpay Your Mortgage in 2026?
With rates above their historic lows, overpaying your mortgage can offer a meaningful guaranteed return. We explain how it works and when it makes sense ...
4th May 2026
The True Cost of a Mortgage: Beyond the Headline Rate
Arrangement fees, early repayment charges and valuation costs can significantly affect which mortgage deal is cheapest overall ...
1st April 2026
Getting a Mortgage When You Are Self-Employed: A 2026 Guide
Self-employed mortgages require additional documentation but are very achievable with the right lender and preparation ...
3rd March 2026
How Much Can You Borrow? Mortgage Affordability in 2026
How lenders calculate how much you can borrow, what stress testing means and practical steps to improve your position ...
2nd February 2026
New Year, New Mortgage: Your 2026 Financial Health Check
The key questions every mortgage holder should ask at the start of the year, from checking your current rate to deciding whether to remortgage ...
5th January 2026
2025 articles
Should You Remortgage Now or Wait? A 2025 Guide
With base rate cuts underway in 2025, many homeowners are weighing whether to fix now or wait for further falls ...
24th July 2025
Buy to Let Mortgages in 2025: A Guide for Landlords
After a challenging period, buy-to-let conditions are stabilising in 2025 — but costs and regulations have changed significantly ...
14th June 2025
First-Time Buyer Guide 2025: Schemes and Options
95% mortgages, the Lifetime ISA, shared ownership and more — a practical guide to getting on the ladder in 2025 ...
20th May 2025
Stamp Duty Changes April 2025: What Buyers Need to Know
SDLT thresholds returned to pre-2022 levels in April 2025, affecting the upfront cost of buying for almost everyone ...
1st April 2025
What to Do When Your Fixed-Rate Mortgage Deal Ends
Hundreds of thousands of homeowners will see fixed deals expire in 2025. Here is what to do before you roll onto the SVR ...
10th March 2025
Annual market reviews
We have published a comprehensive review of the UK mortgage market for every year since 2007, covering rate changes, policy events and housing market conditions.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011
Earlier archive: 2010 | 2009 | 2008 | 2007
Archived articles reflect market conditions at the time of publication. Lenders and products mentioned may have changed.